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Business Accounts

Town & Country Bank and Trust Co. continues to offer products that keep up with the industry's rapidly changing technology. We have added Online Banking to go along with our 9 ATM's, Hometown Lines,  Mastercard Debit Cards, and numerous other products that allow you to have true 24 hour banking.

Business Checking

  • Minimum balance to open: $100.00
  • Monthly Service Charge: $5.00
  • Minimum daily balance to avoid service charge: $500.00
  • Paper Statement Fee: $2.00

Business Interest Earning Checking

  • Minimum balance to open: $1,000.00
  • Monthly Service Charge: $10.00
  • Minimum daily balance to avoid service charge: $1,000.00
  • Paper Statement Fee: $2.00

Online Services for Businesses

For small businesses, our Online Banking feature allows you to access your accounts, transfer balances, review statement histories, even download to your financial software all where and when it's most convenient for you. Our commercial and corporate customers can use the Cash Management System to have an internet based, financial administrative platform in which they can access a wide variety of cash management options.

Small Business Online Banking

  • Real-Time access to all your TCBT accounts
  • Transfer between TCBT accounts
  • Review 18 months of statement history
  • Track your portfolio through our stock quote module
  • Download to most financial software
  • Your safety and privacy ensured through Multi-Layered security
  • Contact Us for more information

Commercial Online Banking / Cash Management

Subject to Approval

  • View account balances, current transactions processed and reconcile accounts instantly
  • Allows immediate book transfers among accounts or future date transactions.
  • Allow file export to most financial management software
  • Initiate wire transfers
  • Initiate payroll deposits, electronic state and federal tax deposits and other ACH transactions
  • Contact Us for more information            

Additional Services

  • Credit and Debit Card Acceptance
  • Gift Card Program
  • Check Services
  • Secure Processing Technology
  • Text Banking
  • Mobile APP (Apple & Android Devices)
  • Bill Pay
  • Real Estate & Construction Loans
  • Business Loans & Financing
  • Contact Us for more information

Remote Deposit Capture

Subject to Approval

  • Eliminate trips to the bank
  • Deposit checks from your office
  • Reduce paperwork
  • Contact Us for more information



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