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 tcbt@mytcbt.com
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Personal Accounts

MASTERCARD DEBIT CARD, FREE INTERNET BANKING WITH BILL PAY, AND

ON-LINE E-STATEMENTS AVAILABLE ON CHECKING ACCOUNTS

Basic Checking

Minimum balance to open............................................. $100.00
Minimum balance required............................................ None
Monthly service charge................................................. None
Paper statement fee (per statement).............................. $2.00*

 

*To avoid this charge, you may sign up for Online Banking and choose eStatements. Or, if you are age 55 or older, you may call us to request that this fee be waived.

Interest Earning Checking

Minimum balance to open.............................................. $1,000.00
Monthly service charge.................................................. $10.00
Minimum balance required to avoid monthly service charge $1,000.00
Paper statement fee (per statement)............................... None

Worry Free Checking

Must be 50 years old or older to qualify for this account

Minimum balance to open.................................................. $100.00
Monthly service charge.................................................... None
Minimum balance required................................................. None
Paper statement fee (per statement)..................................... None

Benefits:

  • Interest Earning Account
  • One free box of "Worry Free" checks per calendar year (Customer pays shipping)
  • Free Paper Statement

Club Account

Minimum balance to open............................................. $100.00
Monthly service charge................................................. $6.95
Minimum balance required............................................ None
Paper statement fee (per statement).............................. None

Benefits:

  • One free box of "Club" checks per year (customer pays shipping)
  • Accidental Death & Dismemberment Insurance
  • Identity IQ
  • Identity Theft 911
  • Shopping, Travel, & Entertainment Discounts
  • Eyewear & Eyecare Discounts
  • Lifesteps Software

Savings Account

Minimum balance to open.............................................. $50.00
Monthly service charge.................................................. None
Excessive Debit Fee per withdrawal (after 6 withdrawals, per quarter)............ $2.00
Paper statement fee (per statement).............................. None

Money Market

Minimum balance to open.............................................. $2,000.00
Monthly service charge.................................................. $10.00
Minimum balance required to avoid monthly service charge $2,000.00
Excessive debit fee per monthly statement (after 6 withdrawals, per month)............ $5.00
Paper statement fee (per statement)............................... None
 

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© 2015 Town & Country Bank and Trust Co. All Rights Reserved. Member FDIC.

 

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